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Tag: #newsmyrnabeachmortgagecompany

Why Home Loans Today Aren’t What They Were in the Past

Written by New Smyrna Beach Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Housing Market Updates, New Smyrna Beach, New Smyrna Beach Condo Financing, New Smyrna Beach Mortgage Rates.

In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website: “The MCAI provides the only standardized quantitative index that is solely focused on mortgage credit. The MCAI is . . . a summary measure which indicates the availability of mortgage credit at a point in time.” Basically, the index...

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How Homeownership Impacts You

Written by New Smyrna Beach Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Move-Up Buyers, New Smyrna Beach, New Smyrna Beach Condo Financing, New Smyrna Beach Mortgage Rates, Rent vs. Buy.

June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be. When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the community, an investment, and a place you can put your stamp on. If you’re thinking about buying a home this year, here are some of the benefits you’ll experience when you do. The Emotional Benefits of Homeownership Because it’s a place that’s uniquely yours, owning a home can give you a sense of pride and happiness in several ways. Your Home Can Reflect Your Tastes and...

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History Proves Recession Doesn’t Equal a Housing Crisis [INFOGRAPHIC]

Written by New Smyrna Beach Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Housing Market Updates, Infographics, New Smyrna Beach, New Smyrna Beach Condo Financing, New Smyrna Beach Mortgage Rates, Pricing.

Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice – minimally in the early 90s and then by nearly 20% during the housing crash in 2008. If you have questions, let’s connect to discuss why today’s housing market is nothing like 2008. Content previously posted on Keeping Current Matters

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